4 accepted papers
In retail lending, offering preferential interest rates is a core marketing instrument for balancing customer acquisition with portfolio profitability. Accurately predicting the effect of interest-rate discounts for each customer is pivotal for optimizing the discount strategy: offering overly gener
In the field of finance, the underwriting process is an essential step in evaluating every loan application. During this stage, the borrowers' creditworthiness and ability to repay the loan are assessed to ultimately decide whether to approve the loan application. One of the core components of under…
Sign language is a crucial means of communication for deaf communities. However, those outside deaf communities often lack understanding of sign language, leading to inadequate communication accessibility for the deaf. Therefore, sign language translation is a significantly important research area.…
The residual value (RV) of a vehicle refers to its estimated worth at some point in the future. It is a core component in every auto financial product, used to determine the credit lines and the leasing rates. As such, an accurate prediction of RV is critical for the auto finance industry, since it…