Yeonung Baek — accepted AI-conference papers

2024

A Submodular Optimization Approach to Accountable Loan Approval

Kyungsik Lee, Hana Yoo, Sumin Shin, Wooyoung Kim, Yeonung Baek, Hyunjin Kang +2

AAAI 2024technical

In the field of finance, the underwriting process is an essential step in evaluating every loan application. During this stage, the borrowers' creditworthiness and ability to repay the loan are assessed to ultimately decide whether to approve the loan application. One of the core components of under…

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2023

Trustworthy Residual Vehicle Value Prediction for Auto Finance

Mihye Kim, Jimyung Choi, Jaehyun Kim, Wooyoung Kim, Yeonung Baek, Gisuk Bang +3

AAAI 2023technical

The residual value (RV) of a vehicle refers to its estimated worth at some point in the future. It is a core component in every auto financial product, used to determine the credit lines and the leasing rates. As such, an accurate prediction of RV is critical for the auto finance industry, since it…

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